Fair Housing Act: Summary and History
The Fair Housing Act protects many activities that relate to housing, including renting, applying for a mortgage, selling a home, and finding housing assistance. This law also covers most types of housing, but there are some exceptions.
The law dates back to the Civil Rights movement of the 1960s. In fact, the Fair Housing Act is also known as the Civil Rights Act of 1968. It passed just after the assassination of Dr. Martin Luther King Jr. While most people know the law for its protections against discrimination, it was also designed to reverse the segregation in housing. That’s a struggle we’re still fighting: the National Low Income Housing Coalition estimates the home ownership rate for White Americans at 71%, while the rate for Black Americans is only 41%.